Services We Provide

"Whatever coverage you need, large or small, your property or casualty needs are important to us. If you have a claim, you can count on us for quick and effective service." We offer you competitive insurance programs.

507.387.4081

(24 HOUR EMERGENCY SERVICE)

Business Coverages

1. • Contractors
   

2. • Bonds
   

3. • Professional Liability
   

4. • Rental Property
   

5. • Habitational (Hotels)
   

6. • Mercantile
   

7. • Business Vehicles
   

8. • Manufacturing
   

9. • Inland Marine
   

10. • Group Health
    

11. • Group Dental
    

12. • Group Life

Personal Coverages

Financial Coverages

1. • Auto
   

2. • Homeowners
   

3. • Renters-Condominium Owners
   

4. • Boats
   

5. • Snowmobiles
   

6. • Motor Homes
   

7. • Recreational Vehicles
   

8. • Motorcycles
   

9. • Life
   

10. • Health

1. • Individual Retirement Accounts
   

2. • Group & Individual Health Policies
   

3. • Disability
   

4. • Dental
   

5. • Annuities

1. • AAA Insurance Co.
   

2. • Assurant
   

3. • Auto-Owners Insurance Co.
   

4. • Berkley Risk Insurance Co.
   

5. • Blue Cross Blue Shield of Minnesota
   

6. • Continental Western Insurance Co.
   

7. • Continental Western Group
   

8. • Dairyland Insurance Co.
   

9. • Delta Dental
   

10. • General Casualty Co.
    

11. • Great Northwest Insurance Co.
    

12. • Health Partners
    

13. • Humana

Some Companies We Do Business Through

1. • RAM Insurance Co.
   

2. • Madelia - Lake Crystal Insurance Co.
   

3. • Medica
   

4. • Merchants Bonding Co.
   

5. • Midwest Family Mutual Insurance Co.
   

6. • Milbank/State Auto Insurance Co.
   

7. • Nucorp, Ltd.
   

8. • Secura Insurance Co.
   

9. • State Auto Insurance Co.
   

10. • State Fund Mutual Insurance Co.
    

11. • Progressive Insurance Co.
    

12. • Western Surety

The agency also places business with several surplus lines brokers and agencies. The agency is licensed in the following states: Minnesota, North Dakota, South Dakota, Iowa, Wisconsin, Colorado, Arizona, and Nebraska.

We evaluate every claim as to how it was settled. We want to know how the adjuster and our staff did in the areas of: Promptness of contact, explanation of settlement, fairness of settlement, timeliness of payment and attitude of adjuster.

The agency also represents Blue Cross and Blue Shield for all individual and group health plans, Medica for group health plans, and several life insurance companies that offer competitive rates and programs for life and disability insurance.

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